Zakat Calculator - Calculate Your Zakat Easily
Discover the Zakat you owe on gold, silver, cash, business, and more in just minutes.
What is Zakat?
Zakat is an important pillar of Islam. It is a fixed portion of your wealth given to help the needy. You must pay it on cash, gold, silver, and business assets that meet the minimum nisab.
Why Use Our Zakat Calculator
- Accurate & up-to-date calculation for gold, silver, cash, and business assets
- Easy-to-use form – no complex steps
- Supports local currency & market prices
- Helps fulfill your religious obligation quickly
Our Zakat Calculator
Zakat Calculator
Official Nisab (2026): Rs. 503,529
Total Zakat Payable:
Rs. 0
How We Calculate Your Zakat
- Add all your assets: gold, silver, cash, business inventory, investments
- Subtract your debts and liabilities
- Calculate 2.5% of the remaining wealth
- Ensure your total wealth meets nisab threshold
Why Paying Zakat Matters
- Purifies your wealth
- Helps the poor and needy
- Fulfills your religious obligation
- Brings blessings to your life
| Asset / Liability | Amount (in PKR) | Notes |
|---|---|---|
| Gold (grams) | 50 g → 840,000 PKR | Current market value of gold |
| Silver (grams) | 300 g → 56,000 PKR | Current market value of silver |
| Cash in bank / wallet | 5,000 USD → 1,400,000 PKR | Total available cash |
| Business Inventory | 2,000 USD → 560,000 PKR | Market value of goods for sale |
| Investments (stocks, crypto) | 500 USD → 140,000 PKR | Optional, include if zakatable |
| Total Assets | 2,996,000 PKR | Sum of all assets |
| Debts / Liabilities | 1,500 USD → 420,000 PKR | Subtract outstanding debts |
| Net Zakatable Wealth | 2,576,000 PKR | Assets minus debts |
| Zakat (2.5%) | 64,400 PKR | 2.5% of net zakatable wealth |
FAQs
What is the nisab threshold for Zakat?
Nisab is the minimum amount of wealth you must have before Zakat becomes obligatory.
- For gold: 85 grams
- For silver: 595 grams
- If your total wealth is below this, you don’t pay Zakat.
Can I include debts in Zakat calculation?
Yes. You subtract debts and liabilities from your total wealth before calculating Zakat. Only the remaining amount is zakatable.
Do I pay Zakat on business inventory?
Yes. Include the market value of goods or stock that you intend to sell in your business.
How much is Zakat?
Zakat is always 2.5% of your net zakatable wealth (after subtracting debts and liabilities).
Do I pay Zakat on my savings in bank accounts?
Yes. Include all cash in bank accounts, wallets, or any savings if it meets the nisab threshold.
Is Zakat obligatory on gold and silver jewellery?
Yes, if it is not for personal use. Personal jewellery that you wear daily is usually exempt, but gold/silver saved for investment or trade is zakatable.
How often do I need to pay Zakat?
Zakat is paid once a year on the wealth you have had for 12 lunar months (Hawl) that meets the nisab.
Can I pay Zakat in instalments or partial payments?
Yes. You can divide Zakat into parts if needed, but the total 2.5% must be paid.
Can I pay Zakat in advance?
Yes. You can pay Zakat early or at any time, but it is preferable to calculate it based on your wealth after completing one lunar year.
Can I give Zakat to family members?
Only certain family members are eligible. You cannot give Zakat to parents, children, or direct descendants. Eligible recipients include the poor, needy, debtors, and those working in Allah’s cause.
Do I pay Zakat on my business profits or income?
Yes. Include all profits and cash reserves from your business. If it is reinvested in assets or stock, include those as well.
Is Zakat due on digital assets like Bitcoin or crypto?
Yes, if they are traded or held as wealth and meet the nisab. Use the current market value to calculate Zakat.
Do I pay Zakat on property or house I live in?
No. Zakat is not due on your primary residence or personal-use property. Only investment or rental property may be zakatable.
How do I calculate Zakat in PKR?
Convert all your assets (gold, silver, cash, business, investments) to PKR using current market rates, subtract debts, and then take 2.5% of the remaining amount.
Can Zakat be paid online in Pakistan?
Yes. Many registered Islamic organizations allow online Zakat payment in Pakistan. Make sure the organization is trustworthy and Shariah-compliant.
Does Zakat differ for men and women?
No. Zakat is calculated based on wealth, not gender. The rate (2.5%) is the same for everyone.